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Why Business Tier?

Fina Business Tier is built for people who want their business money, customer work, and cashflow tracking in one place.

Many business owners already use Fina to understand spending, cashflow, and net worth. But business work has a few extra needs: keeping customer details organized, creating invoices, collecting payments, and making sure income shows up in the same financial picture you use to make decisions.

Business Tier brings those workflows into Fina without turning Fina into a heavy accounting system.

Who It Is For​

Business Tier is a good fit if you:

  1. Run a service business, consulting practice, agency, advisory business, creative business, or side business.
  2. Send invoices to customers and want a cleaner workflow.
  3. Want customer revenue and outstanding balances visible next to customer records.
  4. Want paid invoices to flow back into your Fina cashflow automatically.
  5. Prefer a simple operating tool over a complicated accounting setup.

What Business Tier Adds​

Business Tier adds a dedicated Business module with three main areas:

  1. Customers: keep customer contact details, notes, revenue, outstanding balance, and invoice count in one place.
  2. Invoices: create, preview, send, track, and manage invoices.
  3. Settings: set your business identity, invoice style, service presets, Stripe payment connection, and cashflow account.

The goal is to reduce the manual work between "I did the work", "I sent the invoice", "the customer paid", and "my cashflow is correct".

Why It Matters​

Invoices are not just documents. They are part of your cashflow.

When invoicing lives outside your financial system, you often have to reconcile the same business activity multiple times. You create the invoice in one tool, collect payment in another tool, and then manually enter or categorize the income somewhere else.

Business Tier connects those steps. You can create an invoice, collect payment through Stripe, notify the business owner when it is paid, and record the income to the selected business checking account in Fina.

A Simple Business Workflow​

A typical workflow looks like this:

  1. Set up your business details and invoice style.
  2. Add your customers.
  3. Create an invoice from customer and service information.
  4. Generate a payment link when Stripe is connected.
  5. Send or share the invoice.
  6. Let Fina update the invoice status and cashflow when payment is completed.

This keeps your business records easier to trust because the workflow starts and ends inside Fina.

Not a Full Accounting Replacement​

Business Tier is designed around practical business operations and cashflow visibility.

You can use it to manage customer invoices and understand business income more clearly. For bookkeeping, tax filing, payroll, inventory, or complex accounting rules, you may still want to work with an accountant or dedicated accounting software.

Fina Business Tier focuses on the owner workflow: customers, invoices, payments, and cashflow.