Why Business Tier?

Fina Business Tier is built for people who want their business money, customer work, bookkeeping, financial statements, invoices, and cashflow tracking in one place.

Many business owners already use Fina to understand spending, cashflow, and net worth. But business work has a few extra needs: keeping customer details organized, creating invoices, collecting payments easily, maintaining double-entry bookkeeping records, and reviewing business financial statements.

Business Tier brings those workflows into Fina so you can manage business finance without bouncing between separate tools for invoices, books, reports, and cashflow.

Who It Is For

Business Tier is a good fit if you:

1. Run a service business, consulting practice, agency, advisory business, creative business, or side business.
2. Send invoices to customers and want a cleaner workflow.
3. Want double-entry bookkeeping connected to the business activity you already track.
4. Want financial statements for reviewing business performance.
5. Want customer revenue and outstanding balances visible next to customer records.
6. Want paid invoices to flow back into your Fina cashflow automatically.
7. Prefer one business finance workspace over multiple disconnected software products.

What Business Tier Adds

Business Tier adds a dedicated Business module with the core workflows most small business owners need:

1. Customers: keep customer contact details, notes, revenue, outstanding balance, and invoice count in one place.
2. Invoices: create, preview, send, track, and manage invoices.
3. Bookkeeping: keep business activity organized with double-entry bookkeeping foundations.
4. Reports: review business financial statements and understand performance from the same profile.
5. Settings: set your business identity, invoice style, service presets, Stripe payment connection, and cashflow account.

The goal is to reduce the manual work between "I did the work", "I sent the invoice", "the customer paid", "my books are updated", and "my financial picture is correct".

Why It Matters

Invoices are not just documents. They are part of your cashflow.

When invoicing and bookkeeping live outside your financial system, you often have to reconcile the same business activity multiple times. You create the invoice in one tool, collect payment in another tool, update your books in a third tool, and then review statements somewhere else.

Business Tier connects those steps. You can create an invoice, collect payment through Stripe, notify the business owner when it is paid, record the income to the selected business checking account in Fina, and use the same business profile for bookkeeping and financial review.

A Simple Business Workflow

A typical workflow looks like this:

1. Set up your business details and invoice style.
2. Add your customers.
3. Create an invoice from customer and service information.
4. Generate a payment link when Stripe is connected.
5. Send or share the invoice.
6. Let Fina update the invoice status, bookkeeping records, and cashflow when payment is completed.
7. Review your business financial statements in Fina.

This keeps your business records easier to trust because the workflow starts and ends inside Fina.

One Place For Business Finance

Business Tier is designed around practical business operations, double-entry bookkeeping, financial statements, automated invoicing, and cashflow visibility.

You can use it to manage customer invoices, track business income, keep the core books organized, and review the financial statements that help you understand how the business is doing. For tax filing, payroll, inventory, or complex accounting rules, you may still want to work with an accountant or specialized software.

Fina Business Tier focuses on the owner workflow: customers, invoices, payments, bookkeeping, reports, and cashflow.