Many people rely on Excel or Google Sheets to manage their finances, either by designing custom spreadsheets from scratch or using shared templates.

The key advantage of spreadsheets is their versatility: users appreciate the flexibility of formulas and the ability to manually adjust their data. For spreadsheet enthusiasts, this level of control can be rewarding. However, for most, the complexity and steep learning curve can quickly become overwhelming and frustrating.

Today, let’s explore a simple, free solution with Fina Money.

TLDR;​

If you don’t have time to read all details, just follow these 4 simple steps to make custom system for yourself:

1. Sign up an account in Fina and Sign in.
2. Click “+ Account” button → click banks → track manually.
3. Fill balance value for the account with currency.
4. Click “Import manual transactions” to connect a Google Sheet (template) where you maintain all your transactions.
5. That’s it! All features, scenarios, and templates available to you now.

In the past 6-months, we have fully headed down on building this great product & service — Fina, we imagine this tool to be loved by people who want to become confident in their finances.

⚙️ Flexibility is the core​

We put flexibility as the #1 core value in the product design, we know there are already tons of financial tracking apps out there to help you budget or provide you cookie-cutter charts.

Mint vs Fina​

Fina is an alternative financial tracking platform that Mint users can migrate to.

In a surprising move, Intuit has announced that they will be discontinuing Mint by year’s end. For us in the personal finance management (PFM) arena, this presents an exciting opportunity to help former Mint users enhance their financial management experience.

It’s true that the market offers a variety of alternatives, many of which are well-established and polished. So, what sets Fina apart? We believe in providing a fully customizable platform tailored to each individual’s needs.

Think of Fina as the “Notion for Finance.”

^{Debt Template: https://app.fina.money/t/3PONM4DGjUY90T?snap=1}

Intro​

In today's fast-paced world, debt has become a common yet complex challenge in personal finance. From credit cards to student loans, mortgages to personal loans, debt can be overwhelming, often casting a long shadow over financial freedom and peace of mind. However, it's crucial to understand that debt doesn't have to be a perpetual burden. With the right strategies, managing and eventually paying off your debt is not just a possibility, but an achievable goal.

This article delves into the various proven strategies for debt management, offering practical steps and advice to guide you out of debt. Whether you're grappling with a small balance on your credit card or facing more substantial debts, the journey to a debt-free life begins with understanding and strategy. So, let's embark on this journey together, exploring how you can regain control of your finances and pave the way for a more secure and prosperous future.

^{(Investing Sequence)}

In today’s fast-paced world, managing your money wisely isn’t just a good habit—it’s essential.

Whether you're saving for a big purchase, building an emergency fund, or simply trying to get through the month without stress, financial tracking can make all the difference. And picking the right finance tracker can simplify it to become more efficient and more effective.