At the heart of personal finance management is one essential task: tracking your transactions.
A big part of that is understanding your spending (or earnings) by merchant—so you can answer questions like:
How much have I spent with a specific vendor?
What does that look like over time?
How does it break down by category?
Unlike categories, tags offer freedom by nature. Whenever an idea or thought comes to mind, you can instantly add a tag to capture it.
Because of their flexibility, the most effective way to use tags is to map them to specific financial stories—real-life events that you want to track closely.
My friend Shaw once told me that his parents-in-law would be visiting in a few months. He’s super excited to share his life with them, but he also wants to keep an eye on how much he’ll spend—on hotels, meals, travel, fun activities, and more.
Categories are not enough for this purpose.
Multi-profile is a unique and exclusive feature of Fina. Till today, you won't find the similar power in other apps.
It allows you to setup complete different tracking system to manage different financial situations or projects easily.
For example, you can setup a profile for your personal finance, another one for your family finance, and a third one for your business finance. Each profile has its own independent tracking system, including categories and rules.
Fina allows you to share your account with guests, making it easy to collaborate with partners or clients on financial management. You can share your account in several ways:
Share a page: when you build a Fina page with insights, you can share it with anyone by sending them the page link. They can view the page without needing to log in to Fina if it's public accessible.
Share a category snapshot: setting up categories reflects your financial tracking phylosophy. You can share a category snapshot with anyone by sending them the link. This is a great way to show your financial tracking philosophy to potential clients or partners.
Share account access: if you want to give someone full access to your Fina account, you can invite them as a guest. Guests can view or edit your account, but they won't be able to change your password or delete your account.
Student loans totaled $1.774 trillion in the third quarter (Q3) of 2024; this represents 9.82% of all household debt. In total, Americans owe in excess of seven (7) times more in mortgage debt than they do student loans. Mortgage debt totaled $12.594 trillion in 2024 Q3 while auto loan debt totaled $1.605 trillion.
When you manage your finance, what is the most important thing to think about??
Categorization!!
Indeed, categorizing our finance inflows and outflows is the first step towards finance insights — it literally answers “where did my money go?”.
Having a flexible categorization system is a must for Fina to claim itself as the most flexible finance tracking system in the world, let’s dive into the details how flexible it can be through below table of content…
Table Content
Fina is a powerful financial tracking tool that allows you to link and manage your financial accounts seamlessly. One of its standout features is the ability to create and manage multiple profiles, providing a structured way to organize different sets of financial data separately.
This post will walk you through everything you need to know about using multiple profiles in Fina.
In Fina, a profile is essentially a container that includes:
Each profile operates independently, allowing you to have separate settings and data for different aspects of your finances.
Many people rely on Excel or Google Sheets to manage their finances, either by designing custom spreadsheets from scratch or using shared templates.
The key advantage of spreadsheets is their versatility: users appreciate the flexibility of formulas and the ability to manually adjust their data. For spreadsheet enthusiasts, this level of control can be rewarding. However, for most, the complexity and steep learning curve can quickly become overwhelming and frustrating.
That’s where Fina Money comes in — designed to combine the power of spreadsheets with user-friendly simplicity, making financial tracking effortless for everyone.
Today, let’s explore a simple, free solution with Fina Money.
If you don’t have time to read all details, just follow these 4 simple steps to make custom system for yourself:
📌 NOTE It is a connection, not upload, which means any future changes you make on the connected spreadsheet, Fina will sync those changes into the Fina system automatically.
In the past 6-months, we have fully headed down on building this great product & service — Fina, we imagine this tool to be loved by people who want to become confident in their finances.
We put flexibility as the #1 core value in the product design, we know there are already tons of financial tracking apps out there to help you budget or provide you cookie-cutter charts.
Fina is an alternative financial tracking platform that Mint users can migrate to.
In a surprising move, Intuit has announced that they will be discontinuing Mint by year’s end. For us in the personal finance management (PFM) arena, this presents an exciting opportunity to help former Mint users enhance their financial management experience.
It’s true that the market offers a variety of alternatives, many of which are well-established and polished. So, what sets Fina apart? We believe in providing a fully customizable platform tailored to each individual’s needs.
Think of Fina as the “Notion for Finance.”